Brazil Eyes Ban On Withdrawals To Self-Custody Wallets

As a part of its efforts to maintain up with changes within the financial world, the Brazil Central Bank (BCB) wants latest rules on virtual currencies, especially stablecoins. The Central Bank said in a press release on November 29 that there can be a public consultation notice with a plan on methods to regulate virtual asset service providers (VASs). The notice also listed situations that international capital regulations will cover.

A key rule in the brand new proposal is to disallow centralized exchanges from letting customers to withdraw their stablecoins to self-custodial wallets. This latest development is an element of BCB’s Stablecoin Withdrawal Ban, which goals to comply with tightening financial regulations.

BCB Works To Comply With Changing Regulations

In a press release and consultation notice, the central bank will soon restrict the transfers of stablecoins or tokens in foreign exchange between locals in situations where existing Brazilian laws already permit payments in a foreign currency.

In a press release, BCB shared that the proposal is a testament to its commitment to complying with the changing realities within the digital asset landscape while protecting the integrity of worldwide capital flows.

As contained in its crypto law passed last December 2022, the brand new plan lets the BCB monitor the digital currency sector. Interested parties are free to supply their opinions and views until February 28, 2025.

Image: Rootstock

The central government stays because the last arbiter and enforcer of the brand new cryptocurrency rules even while the general public can offer their recommendations. On the official website of the central bank, interested parties may access the entire proposal including guidelines on crypto providers on the withdrawal restrictions on stablecoins.

Other Things To Expect From Recent Crypto Proposal

In line with BCB’s updated proposal, all cryptocurrency investments will likely be covered by existing regulatory standards that apply to traditional investments. For instance, direct foreign investments, external credit, and Brazilian capital in cryptocurrencies have to comply with the present internal capital regulations.

Under the proposal, centralized exchanges must apply for foreign exchange licenses before offering services related to stablecoins.

Total crypto market cap currently at $3.3 trillion. Chart: TradingView

Stablecoin Limits To Regulate The Industry

Limitations on stablecoin withdrawals highlight the expanding impact of digital assets. The Internal Revenue Service (IRS) of the nation claims that stablecoins account for nearly three-quarters of $4.2 billion in September crypto transactions.

Except for withdrawal limits, Brazil’s central bank calls for stricter rules for digital asset firms. By subjecting these firms to investment standards, users will likely be protected, and operations can comply with international capital regulations.

The newest move from the Brazil central bank underscores the federal government’s appreciation of the importance of digital assets and the necessity to guarantee financial stability.

Featured image from DALL-E, chart from TradingView

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