SEC Loses Battle Over Crypto Broker Regulation

In recent months, the Securities and Exchange Commission (SEC) under Gary Gensler has been under fire over its “regulation-by-enforcement” policy, and lots of are searching for clarity in crypto rules.

Today, the crypto industry moved just a few steps into clarity when a Texan federal judge tossed the agency’s broker-dealer rule. By SEC’s proposed definition, the term “dealer” includes all liquidity providers and market makers that hold over $50 million in capital.

In line with Texas Judge Reed O’Connor, the agency has overstepped its authority by adopting a broad definition of a “dealer” unrelated to the Exchange Act’s text, structure, and spirit.

The crypto community has lauded this legal win, with Marisa Tashman Coppel of the Blockchain Association calling it a large win for the growing industry.

SEC Offers An Expanded Broker-Dealer Definition

On February sixth, 2024, the SEC adopted recent rules for market participants and updated the definition of the broker/dealer. Under the agency’s revised rules, market participants with over $50 million in capital must register as dealers or securities dealers.

On the time of the foundations’ publication, over 40 market participants must register and be subject to the broker’s definition and regulations.

As of today, the market cap of cryptocurrencies reached $3.24 trillion. Chart: TradingView

In line with critics and observers, the SEC has overstepped its authority and has created unrealistic requirements. For instance, critics have hit the agency for enforcing the Know Your Customer (KYC) protocol, even on decentralized platforms with no central operators.

An Abuse Of Authority, Judge Says

O’Connor ruled that the agency had abused its authority. The district court judge further explained that the SEC’s proposed dealer rules are “untethered” from the country’s securities laws.

Critics filed their complaints in court after the SEC formally updated the definitions last February 2024. The Crypto Freedom Alliance and the Blockchain Association are two organizations that initiated the criticism against the agency.

Uncertain Times For SEC

The SEC faces uncertain times, especially now that Chairman Gary Gensler has already announced his intention to resign. In a Twitter/X post dated November twenty second, Gensler shared that he’ll step down on January twentieth, 2025. With Gensler’s resignation and legal challenges, the SEC’s crypto approach stays uncertain.

O’Connor’s ruling is the newest challenge and setback for the SEC. While the agency can still appeal this ruling within the fifth Circuit Court of Appeals, the choice is a giant blow. Crypto support has scored a win over the clarification of the dealer’s definition, and with incoming US President Donald Trump on the helm, the industry can expect friendlier policies soon.

Featured image from DALL-E, chart from TradingView

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