Home warranties may help protect your major appliances and systems by covering repairs and replacements that homeowners insurance doesn’t. It’s an added cost that will not be value it for everybody but it may well help limit large costs if one among the main systems in your property breaks down. There are numerous home warranty providers on the market, they usually can vary widely of their plan offerings and claims processes. To determine whether a house warranty is value it, you may look into different corporations’ offerings and see how they might profit you.
Old Republic Home Protection is one option chances are you’ll be considering. Read our full Old Republic home warranty review below to learn more about its pros and cons, plan offerings, pricing, accessibility, customer satisfaction and more.
Best home warranty for brand new homeowners
Old Republic sells home warranties through real estate agents during home-selling transactions but in addition provides plans to current homeowners. It was an organization we considered for our best home warranty corporations list. Although it didn’t make the ultimate cut, it should still be an excellent option for you, especially in case you’re a recent homebuyer. Old Republic Home Protection offers reduced rates for recently purchased homes. After your first 12 months in your property, your renewal price may increase.
Home warranties from Old Republic cover nearly every system in your property, and there are a lot of add-ons you could purchase to customize your plan. Old Republic’s customer support and online portal also make filing claims, requesting repairs, managing your policy and making payments easy.
Old Republic Home Protection pros and cons
- Many additional coverage types to customize your plan
- Transparent policies and pricing
- Easy and collaborative claim process
- Not available in all states
- Coverage varies by state
Pros explained
Many additional coverage types to customize your plan
Old Republic’s Basic, Deluxe and Elite home warranties cover many common systems and appliances, which we’ll review in additional detail below. If you would like to customize your chosen plan further, the corporate offers a wide range of add-on coverage options so that you can select from, but your options may vary by location. This may occasionally include coverage for the next:
- Air conditioner/cooler
- Pre-season HVAC tune-ups
- Swimming pool or spa equipment
- Limited roof leak repair
- Septic tank systems
- Water filtration systems
- Guest house (as much as 750 square feet)
- External plumbing
- Enhanced slab leak coverage
Transparent policies and pricing
Old Republic provides details about its plans and pricing on its website. It includes detailed brochures for every state, containing products available to those buying a plan during a home-selling transaction.
In certain states and for certain properties, current homeowners can get a quote and apply online. While other home warranty corporations will not be as transparent about pricing, Old Republic means that you can estimate costs and judge which coverage plan will work best for you.
Easy and collaborative claim process
While you need repairs for a system or appliance breakdown under an Old Republic home warranty plan, you need to use the web site to simply file a claim and request service. The corporate has a network of independent contractors that may diagnose issues and complete repairs. Nonetheless, chances are you’ll even be approved to contact an out-of-network contractor if Old Republic doesn’t have one in your area. You should utilize your online account to trace service requests and get contact information to your service provider. Old Republic guarantees service work for 30 days.
Cons explained
Not available in all states
Unfortunately, Old Republic is just available in 25 states and Washington, D.C. You’ll be able to only get an Old Republic home warranty in case you live in the next U.S. states: Alabama, Arizona, Arkansas, California, Florida, Georgia, Idaho, Kansas, Kentucky, Louisiana, Maryland, Mississippi, Missouri, Nevada, Recent Mexico, North Carolina, Ohio, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Utah, Virginia, Washington and Washington, D.C.
Coverage varies by state and buy time
While Old Republic’s wealth of plan and pricing information is great for transparency, you’ll must do some digging to seek out information specific to your state. Home warranty coverage types and pricing may vary by location. Coverage can also differ depending on once you’re purchasing the plan, whether you’ve already bought your property or are buying a house warranty through the home resale transaction.
The state-specific brochures on the corporate’s website include product information for homes within the selling process. In the event you want details about plans available as a current homeowner, you may get a quote online and think about Old Republic’s sample coverage document.
Old Republic home warranty plans
Old Republic Home Protection offers a number of different home warranty plans with various levels of coverage. Below are some details about what’s typically covered in each plan in case you purchase a guaranty as a house owner, in response to Old Republic’s sample coverage document. Do note that this may vary barely by state, and you’ll have different options in case you’re purchasing the plan for a house in a resale transaction.
Basic plan
The Basic Old Republic warranty is probably the most inexpensive plan, and it typically includes coverage for the next home systems and appliances:
- Heating system plus ductwork
- Drain line stoppages and plumbing pipe leaks
- Toilets
- Water heaters and fast hot/cold water dispensers
- Water pressure regulators
- Garbage disposal and trash compactors
- Electrical systems
- Exhaust, attic, ceiling and whole-house fans, including kitchen exhaust fans
- Garage door openers and rekey services
- Central vacuums
- Dishwashers, kitchen fridges, ovens/ranges/cooktops and built-in microwaves
The Basic plan includes an appliance coverage limit of $3,500 per appliance. You’ll be able to add optional coverage, like air con systems or limited roof leak coverage, for an extra cost. This plan also has an A/C refrigerant recharging limit of $20 per pound.
Deluxe plan
Old Republic’s Deluxe plan is the middle-tier option, and the corporate notes that it’s the preferred option. It typically includes all the things within the Basic plan, plus coverage for the next:
- Air conditioners or coolers
- Faucets and showerheads
- Garage door hinges, springs, distant transmitters and keypads
- Washer and dryer set
- Code upgrades, improper installation permits and haul-away services ($500 limit)
Elite plan
The Elite home warranty from Old Republic is probably the most comprehensive option. It typically includes coverage for the entire systems covered within the Basic and Deluxe plans, in addition to the next:
- No limit for A/C refrigerant recharging
- Increased limit of $7,000 for every appliance
- Increased limit of $1,000 for code upgrades, improper installation permits and haul-away services
Old Republic home warranty pricing
Each Old Republic Home Protection plan varies in price based in your location and the renewal period of your chosen plan. The variety of home you’ve gotten can also affect the value — coverage for single-family homes costs greater than condos, townhomes and mobile homes. You’ll be able to view some sample prices by reviewing the brochure to your state on the Old Republic website.
To offer you an idea of what you may pay, the table below includes one-year plan prices gathered from the ORHP quoting engine as of Aug. 2023 for single-family homes in various states. Visit Old Republic Home Protection’s website for a personalised quote. When buying a policy, you may select from a trade call fee — your copay for service — of $100 or $125. Selecting a better service fee lowers your monthly payments.
| State | Basic plan monthly cost | Deluxe plan monthly cost | Elite plan monthly cost |
| California | $45 to $50 | $60 to $65 | $80 to $85 |
| Florida | $50 to $55 | $60 to $65 | $80 to $85 |
| Washington | $60 to $65 | $70 to $75 | $85 to $90 |
| Kansas | $55 to $60 | $65 to $70 | $85 to $90 |
| Missouri | $55 to $60 | $65 to $70 | $85 to $90 |
| North Carolina | $50 to $55 | $60 to $65 | $80 to $85 |
| Texas | $55 to $60 | $70 to $75 | $95 to $100 |
Old Republic’s financial stability
Old Republic has been selling home warranties since 1974 and has been a subsidiary of Old Republic International since 1982. Old Republic International Corporation currently has a Baa2 Moody’s rating, which suggests it faces a moderate credit risk.
Old Republic home warranty accessibility
Availability
Old Republic Home Protection plans aren’t available in all states. It’s available in the next: Alabama, Arizona, Arkansas, California, Florida, Georgia, Idaho, Kansas, Kentucky, Louisiana, Maryland, Mississippi, Missouri, Nevada, Recent Mexico, North Carolina, Ohio, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Utah, Virginia, Washington and Washington, D.C.
Contact information
You’ll be able to reach Old Republic’s customer support by calling the final phone number: (800) 445-6999. Representatives can be found 24 hours a day, seven days per week. Existing customers can log into their account to access other contact options, reminiscent of requesting service.
User experience
Old Republic has a straightforward process for filing a house warranty claim and making service requests. You’ll be able to file claims through your Homeowner Central account online. The Homeowner Central portal also means that you can view and manage your plan, make payments, access service provider contact information, track requests and think about your service call history.
Old Republic customer satisfaction
Old Republic Home Protection has been accredited by the Higher Business Bureau (BBB) since 1996 and has an A+ rating (as of Aug. 2023).
Old Republic customer reviews are mixed. It has a 3.21 out of five-star rating on the BBB’s website. Some customers cite positive experiences with excellent customer support and fair claims processes. Nonetheless, some complaints mention issues with denied home warranty claims. A number of customers say that their calls and repair requests were forgotten about. Others claim that they received poor-quality servicing from third-party providers. Old Republic appears to answer BBB customer complaints and reviews.
Old Republic home warranty FAQs
Is Old Republic home warranty good?
Old Republic home warranty offers a wide selection of services and coverage levels, so chances are you’ll give you the chance to seek out a plan that matches your needs and budget. As well as, the corporate’s online portal and customer support make it easy to administer your plan as needed. Your price can vary based in your location and the dimensions of your property. Review Old Republic’s sample brochures and get quotes to find out if one among the plans is an excellent fit for you.
What does an Old Republic home warranty cover?
Old Republic home warranties cover a spread of home systems. The Basic policy covers heating systems and ductwork, plumbing and pipes, electrical systems, central vacuums, rekey services and more. The Deluxe and Elite plans increase some coverage limits and add protection for a number of systems and components that the Standard plan doesn’t cover.
How much does an Old Republic home warranty cost?
Old Republic home warranty plan pricing varies depending on many aspects, reminiscent of your location, the dimensions of your property and whether you select a one-year or two-year plan. In response to home warranty quotes we retrieved from Old Republic’s website, plans can range from about $45 to $100 per thirty days.
How we evaluated Old Republic home warranties
We used the next aspects to judge Old Republic’s home warranty plans:
- Plans and coverage types: We researched Old Republic’s plan options to see the range of coverages and customizations available.
- Pricing: We listed pricing from several states to offer readers an idea of what they could pay depending on coverage type.
- Accessibility: We considered how easy it’s for Old Republic’s plan holders to request repairs and get in touch with customer support.
- Customer satisfaction: We read Old Republic Home Protection reviews on a lot of third-party review sites.
Summary of Money’s Old Republic home warranty review
Old Republic Home Protection offers quite a lot of home warranties that cover a spread of home systems, including heating, plumbing, electrical, appliances and more. The corporate has transparent pricing and a comparatively easy service request process.
Nonetheless, Old Republic doesn’t operate in lots of states, and plans vary by location. It might be an option value considering for brand new homeowners or real estate agents selling a house. You’ll be able to read your state’s brochure or get a quote on the corporate’s website to come to a decision whether Old Republic is an excellent fit for you.